At Central National Bank, we believe in staying abreast of current technology, not for the sake of technology alone, but for the ability to provide electronic services to our customers which allow you to bank more efficiently. Recently, we have upgraded all of our electronic services in an effort to provide you with real-time access to your money anywhere.
If your payroll is direct-deposited into your account at 8:00 AM on the 30th of the month, you can log on to CentraNet! and transfer funds into your savings account to immediately begin earning interest, use Bill Pay to pay your household bills, use your debit card to withdraw cash or make a purchase, or come into the bank to withdraw cash – and you can do all of this at 8:00 AM on the 30th, you don’t have to wait until the following day.
Below is a brief summary of the electronic services we offer. For details or to sign up, please contact your account officer or a Personal Banker at personalbankers@cnbwaco.com.
Debit Card
With our Visa Debit Card,
you can withdraw cash or make purchases
from any ATM or merchant that accepts
Visa. If you would prefer not to have
to remember a Personal Identification
Number (PIN), you can choose “Credit”
or “Cancel” and then “Credit”
at any merchant machine to use your card
as a credit card (requiring your signature)
and thus eliminating the need for a PIN.
To deactivate a lost or stolen debit card, please call 1-866-298-0073, Option 7. Your card will immediately be deactivated, and we will contact you the next business day about ordering a new card.
Debit
Card FAQ
CentraNet! Online
Banking
Our CentraNet! online banking system allows
you to perform many of your banking activities
from home, at no charge. You can check
balances, view transaction history, view
images of checks that have cleared your
account, view bank statements, transfer
funds between accounts, make loan payments,
order checks, and issue stop payments.
Not only does this service make banking
easier, it makes it safer. With constant
access to your account, you will be able
to detect anything that is wrong (be it
fraud or a merchant mistake) immediately,
not in 30-45 days when you receive your
bank statement. Please contact us for
a live demonstration using your own accounts.
CentraNet!
Guide
CentraNet!
FAQ
Bill Pay
If you are a CentraNet! user, you can use our free Bill Pay service to set up recurring payments for your mortgage or car or to enter your other providers (utilities, insurance, etc.) so that when your bills are due, you can pay them all in a matter of seconds by choosing the provider and entering the amount. Using Bill Pay saves you time, money on postage, and helps protect you by keeping your checks and account information out of mailboxes where it is subject to being compromised. If you are a CentraNet! user, please just email us at internetbanking@cnbwaco.com to sign up for Bill Pay service.
Bill
Pay Guide
The Informant
Telephone Banking
If you don’t have a computer or are traveling and don’t have access to your computer, you can still have access to your account(s) by calling The Informant at 254-751-3750 or 1-800-922-6236. Through this telephone banking system, you can check your balances, transfer funds between accounts, make loan payments, request a copy of your bank statement via fax, or activate/deactivate your debit card.
The
Informant Quick Reference Guide
e-Statements
With our e-Statement service, you can receive your bank statements by e-mail in a password protected file. You can then save these files to disk, eliminating the need to store bulky paper. This service also protects you by enabling you to review your transaction history in a more timely manner and by keeping your account information out of your mailbox where it is subject to being compromised.
e-Statement
FAQ
Payroll Direct
Deposit
Are you tired of having to come to the bank just to cash or deposit your payroll check? Ask your employer if they offer direct deposit to send the funds directly to your Central National Bank account, providing you with immediate access to your funds without coming to the bank.
