At Central National Bank, we believe in staying abreast of current technology, not for the sake of technology alone, but for the ability to provide electronic services to our customers. This allows you to bank more efficiently with real-time access to your money anytime, anywhere.
If your payroll is direct-deposited into your account at 8:00 AM on the 30th of the month, you can log on to CentraNet! and transfer funds into your savings account to immediately begin earning interest, use Bill Pay to pay your household bills, use your debit card to withdraw cash or make a purchase, or come into the bank to withdraw cash – and you can do all of this at 8:00 AM on the 30th, you don’t have to wait until the following day.
Below is a brief summary of the electronic services we offer. For details or to sign up, please contact your account officer or a Personal Banker at firstname.lastname@example.org.
With our Visa Debit Card, you can withdraw cash or make purchases from any ATM or merchant that accepts Visa. If you would prefer not to have to remember a Personal Identification Number (PIN), you can choose “Credit” or “Cancel” and then “Credit” at any merchant machine to use your card as a credit card (requiring your signature) and thus eliminating the need for a PIN.
To deactivate a lost or stolen debit card, please call 1-866-298-0073, Option 7. Your card will immediately be deactivated, and we will contact you the next business day about ordering a new card.
Debit Card FAQ
CentraNet! Online Banking
Our CentraNet! online banking system allows you to perform many of your banking activities from home, at no charge. You can check balances, view transaction history, view images of checks that have cleared your account, view bank statements, transfer funds between accounts, make loan payments, order checks, and issue stop payments. Not only does this service make banking easier, it makes it safer. With constant access to your account, you will be able to detect anything that is wrong (be it fraud or a merchant mistake) immediately, not in 30-45 days when you receive your bank statement. Please contact us for a live demonstration using your own accounts.
If you are a CentraNet! user, you can use our free Bill Pay service to set up recurring payments for your mortgage or car or to enter your other providers (utilities, insurance, etc.) so that when your bills are due, you can pay them all in a matter of seconds by choosing the provider and entering the amount. Using Bill Pay is easy and convenient plus saves you time and money on postage. Add Bill Pay to an existing CentraNet! by one of the following methods, depending when your CentraNet! was opened:
- After April 2012: Click the Bill Pay menu tab in CentraNet! and the system will prompt you through several screens to add bill pay.
- Before April 2012: Contact a CNB representative at (254) 751-3709, toll free (888) 262-9226 or email@example.com and we will add bill pay to your existing CentraNet! for you.
Bill Pay Guide
The Informant Telephone Banking
If you don’t have a computer or are traveling and don’t have access to your computer, you can still have access to your account(s) by calling The Informant at 254-751-3750 or 1-800-922-6236. Through this telephone banking system, you can check your balances, transfer funds between accounts, make loan payments, request a copy of your bank statement via fax, or activate/deactivate your debit card.
The Informant Quick Reference Guide
Mobile CentraNet! – If you are a CentraNet! user, you can self enroll for this product at no charge. The text version allows you to text Central National Bank to retrieve balances and recent transaction history for enrolled accounts. The web version allows you to access your CentraNet! account (same ID and PIN) to view your balances, transfer funds, and pay bills anytime, anywhere, using your mobile device. Once enrolled, iPhone users can download the application “CNB iBank” from the App Store. All other users can access it via the website: http://www.centralnationalbankonline.com.
Mobile CentraNet! Text Enrollment and User Guide
Mobile CentraNet! Web Enrollment and User Guide – iPhone Users
Mobile CentraNet! Web Enrollment and User Guide – Other Web-Enabled Mobile Device Users
Mobile CentraNet! FAQ
With our e-Statement service, you can receive your bank statements by e-mail in a password protected file. You can then save these files to disk, eliminating the need to store bulky paper. This service also protects you by enabling you to review your transaction history in a more timely manner and by keeping your account information out of your mailbox where it is subject to being compromised.
Payroll Direct Deposit
Are you tired of having to come to the bank just to cash or deposit your payroll check? Ask your employer if they offer direct deposit to send the funds directly to your Central National Bank account, providing you with immediate access to your funds without coming to the bank.