Blog Archives

Ask And You Shall Receive: Negotiation is an Everyday Thing

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When most people think about negotiations, they tend to think about corporate mergers, acquisitions and multi-million dollar business deals. For the most part, we don’t see negotiation as a part of our everyday lives; that is, unless you’re an attorney.

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Posted in Business Banking, Personal Finance

Six Steps for Successfully Protesting Your Property Taxes

Protesting McLennan County Property Taxes

For most people, May is a busy time of the year. It’s as if everyone got together and said, “Let’s cram everything we possibly can—graduations, weddings, etc.—into one month.” May is also a busy time of year for the McLennan

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Posted in Personal Finance

Savings Accounts: Use them. They really work!

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For me, 2013 (my sophomore year) will forever go down as the year I finally got a job. Boy, were my parents happy! I was hired as a sandwich artist at a local sandwich shop, and I loved it! Just

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Posted in Community, Personal Finance

The One Question Bankers Don’t Want to Answer About Mortgages

Home Loan How Much Can PreApproved For

There are likely a number of questions that bankers don’t want to answer. For example, “What’s the most exciting part about banking?” If you’ve ever walked into a bank, you know that there’s really not a good answer to that

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Posted in Banking, Personal Finance

Before Applying for a Loan, Consider the 5 C’s of Credit

Before applying, consider the 5 C's of Credit

Have you ever applied for a business loan with your bank and walked away wondering what criteria the bank uses to decide whether or not to approve your loan? Every bank is different and there will be differences in loan

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Posted in Business Banking, Personal Finance

Understanding Primary vs. Secondary Home Mortgage Options

Understanding the differences between primary and secondary market lenders

A mortgage has become synonymous with home financing, but it’s important to understand there’s not just one type of mortgage. In fact, there are many different lending options at your disposal when it comes time to purchase your home, and

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Posted in Banking, Personal Finance

Five ways to obtain (and keep) a high credit score

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For someone who doesn’t work with credit bureaus every day, figuring out what causes your credit score to move up or down can be a lot like predicting the twist ending of an M. Night Shyamalan movie. Well, back when his

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Posted in Personal Finance

How to use a credit card without paying credit card interest rates

There’s something exciting about visiting another city and experiencing a different culture. So, several years ago, I started using a national credit card that rewards me with bonus miles for airline travel when I make purchases. While the bonus miles are a

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Posted in Banking, Personal Finance

Why maintaining a personal financial statement makes borrowing easier

Let’s face it, we all know that bankers are a little different.  As a banker, I’m comfortable admitting that I do actually like to receive office supplies for Christmas.  In fact, one year I was especially crazy and asked for

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Posted in Banking, Personal Finance