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The One Question Bankers Don’t Want to Answer About Mortgages

Home Loan How Much Can PreApproved For

There are likely a number of questions that bankers don’t want to answer. For example, “What’s the most exciting part about banking?” If you’ve ever walked into a bank, you know that there’s really not a good answer to that

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Before Applying for a Loan, Consider the 5 C’s of Credit

Credit

Have you ever applied for a business loan with your bank and walked away wondering what criteria the bank uses to decide whether or not to approve your loan? Every bank is different and there will be differences in loan

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Understanding Primary vs. Secondary Home Mortgage Options

Understanding Mortgage Lenders

A mortgage has become synonymous with home financing, but it’s important to understand there’s not just one type of mortgage. In fact, there are many different lending options at your disposal when it comes time to purchase your home, and

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Five Ways to Obtain (And Keep) a High Credit Score

For someone who doesn’t work with credit bureaus every day, figuring out what causes your credit score to move up or down can be a lot like predicting the twist ending of an M. Night Shyamalan movie. Well, back when his

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How to Use a Credit Card Without Paying Credit Card Interest Rates

Credit Card Interest Rates

There’s something exciting about visiting another city and experiencing a different culture. So, several years ago, I started using a national credit card that rewards me with bonus miles for airline travel when I make purchases. While the bonus miles are a

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Why Maintaining a Personal Financial Statement Makes Borrowing Easier

Personal Financial Statement

Let’s face it, we all know that bankers are a little different. As a banker, I’m comfortable admitting that I do actually like to receive office supplies for Christmas. In fact, one year I was especially crazy and asked for the multi-colored

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Four Lessons from the Target Data Breach

Perhaps the biggest media story of December occurred when news broke that the debit and credit card numbers of 40 million Target shoppers were compromised in one of the largest U.S. retail data breaches ever recorded. What made matters worse

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Target Data Breach: What Should You Do?

If you’ve watched or read the news lately, you likely already know that U.S. retailer Target announced on Thursday that—from November 27 to December 15—debit and credit cards swiped using in-store terminals at locations across the United States may have

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