Credit Cards

Personal Credit Cards from CNB and TIB

Through our partnership with TIB, a trusted card services company, we try to make it easy to choose the credit card that’s right for you by offering a Low-Rate or Preferred Points Rewards card.


Low-Rate Card

Features

  • No annual fee
  • Low introductory rate for the first six months*
  • Competitive ongoing Annual Percentage Rate (APR)*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free customer assistance available at 800.367.7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of MasterCard® benefits
  • Same APR* for both purchases and cash advances

Fees


World / Preferred Points Rewards Card

World Rewards Credit Card from Central National BankFeatures

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for the first six months*
  • Competitive ongoing APR*
  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Rewards points can be redeemed for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, travel and more.
  • Rewards points can be redeemed by visiting www.mypreferredpoints.com or calling 866.678.5191
  • 24-hour toll-free customer assistance available at 800.367.7576
  • Online account information available 24-7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of MasterCard® benefits (see list below)
  • Same APR* for both purchases and cash advances

Fees


To Apply Now

To access the online version of our application, please complete the form below. Or if you’d like to visit with someone about our credit card options, please contact 1.888.262.9226 or 254.776.3800.

*Please see application for information about current APRs and fees.


MasterCard® Benefits

Each Central National Bank MasterCard® comes with the following benefits:

  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver
  • Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • Concierge Service*

*Concierge Services available with World MasterCard® only.